1585-1586 Nyland Federal Assembly

[Flo]

The Healthcare Reform for All Act of 1585 (HRA85)
Assembly Bill 1585.077
Drafted by: Angelica Parker-Olsen (NCDA), Kraig Parker (MCN), Hannah Koch (UP) Submitted by: Erik van Holkiet (MCN) Submit Date: (Date submitted to be heard on the floor. (answer this)) Hearing Date: (Date the bill was heard on the floor. (leave blank)) Revision Date: (Latest revision date of the bill. (leave blank)) Summary: The Healthcare Reform for All Act of 1585 seeks to reform Nylands healthcare system to establish a new single-payer system. The bill will establish a single government social insurance program called Medicare that will provide healthcare insurance for all in Nyland. This program will be funded by the establishment of a mostly flat payroll tax on all Nyland personal income. This bill is intended to address the rising costs in healthcare by removing the profit-motive from the system. By ensuring the primary healthcare provider, Medicare, is not operating for profit, costs across Nyland can be cut to the benefit of Nylander citizens. Section 1: Medicare I) The government will establish a single governmental social insurance program. This program shall be called Medicare. II) Medicare will be the primary provider for all Nylander healthcare services. III) Medicare will be a non-profit organization, funded by the government. IV) Non-Medicare providers will still be allowed to exist, and can be used alongside Medicare. Section 2: What Coverage is Provided I) All medical procedures will be covered by Medicare. II) For non-elective medical procedures, Medicare will pay for the entirety of the cost (minus a minimal co-pay) III) For non-cosmetic elective medical procedures, Medicare will pay for most of the costs, but not all. (coverage rates depend on the given procedure, naturally) IV) For cosmetic elective medical procedures, Medicare will pay for some costs, but not all. (coverage rates depend on the given procedure, and why they are being undertaken) V) In the event that the individual is unable to pay for their procedure up-front (considering elective procedures), Medicare will pay for the procedure and offer free financing options to the individual in question. VI) The definitions of non-elective, non-cosmetic elective, and cosmetic elective, will be decided by the Department of Health and must be approved by the Legislature. Section 3: Who Recieves Coverage I) Any person in Nyland with a valid Medicare ID will be covered by Medicare. II) A Medicare ID will be provided to all citizens of Nyland III) Temporary Medicare IDs will also be provided to those non-citizens who are permitted to stay in Nyland legally a) These temporary Medicare IDs will be provided for the duration of their stay in Nyland, but will have to be renewed once per year for the duration of their stay Section 4: The Medicare Tax I) Medicare shall be funded by a flat payroll tax that shall be called "the Medicare Tax" II) Medicare Tax shall be applied to all Nylander personal income III) Medicare Tax will be taken from each paycheck, rather than at the end of the year. IV) Medicare tax shall start at 10% a) Half (5%) shall be paid by individuals, while the other half (5%) shall be paid by employers V) Nylanders with incomes less than $25,000 (or otherwise in the 0% tax bracket) can apply for a credit equal to half of their Medicare Tax payments over the year.